Decades without a #WOMANUAL: My TWENTIES

My twenties included my first divorce, a second husband, a second baby and the purchase of two houses.

Our homes were revolving doors for younger siblings, friends, and well-intentioned in-laws, and often the social hub of our community.

I always worked full-time, pausing only for three months post-natal leave. As exhausted as I often was, I loved the challenge of learning new skills and adding to my QBE credentials. As it happened in my teens, I would again become the primary breadwinner of my family in my twenties. I had plenty of motivation to up-level my income.

Our first home, a new build, three-bedroom town house, cost $38,000.00. The mortgage terrified me, but it was a wonderful education on investing wisely in real estate. I regret that most young couples do not have this starting advantage today.

The mid 1970s to mid-1980s were a wonderful time to cultivate friendships with other young families, share resources for childcare, power tools and entertainment on a budget. We...

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